By invitation only · Verified members

Contribute to real projects,  by invitation. 

GrowwTap is a private application where verified members review deals, make capital contributions to the funding company, and follow every settlement in one place.

Invite-only membership

No public signup. Every member is invited.

Identity and bank verified

PAN, Aadhaar and bank account checked before any contribution.

Documents before money

Each legal document is accepted before you contribute.

Passwordless sign-in

An email code and a passkey. No password to lose.

How it works

Four steps, in order

Verification comes first. Nothing asks you for money before you and your bank account are confirmed.

  1. 01

    Request an invite

    Tell us who you are. If you are eligible, a personal link arrives by email. Opening it verifies your address.

  2. 02

    Verify your identity

    Confirm your mobile, then PAN and Aadhaar. Add the bank account you will pay from; we verify it automatically.

  3. 03

    Review and contribute

    Read the project, accept its documents, and pay the funding company with your unique deposit ID in the remarks.

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  4. 04

    Receive payouts and settlement

    Every deal settles when its project ends. Some also pay a monthly income payout on the way. Every payment appears in your activity.

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How money moves

You pay the company, not us

GrowwTap is the application in between. Contributions go straight to the funding company's own bank account. We record and reconcile every rupee.

  1. 1 Your verified bank accountYou pay from the account we verified as yours.
  2. 2 Funding company It receives your contribution in its own bank account.
  3. 3 The project The company runs the project the deal describes.
  4. 4 Settlements Payouts and the settlement come back to your account.

Each contribution carries a unique deposit ID that you write in the payment remarks, so it is matched to you on the company's bank statement.

Deals

Settled at the end. Sometimes paid along the way.

Each deal states its terms up front: what is needed, how you can contribute, when it closes, and whether it pays a monthly income payout before it settles.

Every deal

Settled when the project ends

You contribute once. When the project completes, the funding company settles with every contributor.

StartProject end

Some deals

Plus a monthly income payout

Where a project earns as it runs, a payout is declared month by month from its actual income, and the deal still settles at the end.

StartProject end

Fixed units

A deal is divided into equal units. Contribute one or more.

Minimum and maximum

Or choose any amount within the deal's limits.

A cap on contributors

Each deal admits a limited number of members.

Documents first

Every legal document is read and accepted before you pay.

Illustrative shapes. Full deal details are shown to verified members.

Security

Passwordless, private, built to last

Security you can see when you sign in, and security you never have to think about.

Signed in••••••

No passwords to steal

You sign in with a one-time email code and a passkey: your fingerprint, face or device PIN. There is no password to guess, reuse or phish.

Post-quantum protection

Encryption and digital signatures use the new post-quantum standards, so your records stay protected against tomorrow's computers too.

Your details stay private

Identity and bank details are encrypted one field at a time. Screens show masked values, and your Aadhaar number is never stored.

Every record is signed

Each money movement and important action is signed and linked to the one before it, so nothing can be changed quietly.

The app

Four tabs. Nothing hidden.

Built for your phone first, and the same on a laptop.

Home

Total contributed ₹12,50,000
Total received ₹86,400
Active deals 2
Next payout November
Verification Complete

Questions

Plain answers

Adults aged 18 or over who have been invited and who complete identity and bank verification. There is no public signup.

Deals are offered privately to a limited number of verified members. Deal details are never shown publicly.

Your mobile number, your PAN, your Aadhaar through DigiLocker, and a bank account confirmed with a small test transfer. If you contribute through a company, the company is verified too.

Every deal settles when its project ends. Some deals also pay a monthly income payout while the project is running. A deal says which before you contribute.

The funding company for that deal, in its own bank account. GrowwTap is the application in between and does not hold member money.

Each contribution has a unique deposit ID that you write in the payment remarks. Then you share the bank reference number or a screenshot of the payment, and it is confirmed against the company's bank statement.

You sign in without a password, using an email code and a passkey. Your identity and bank details are encrypted one field at a time with post-quantum protection, and screens show masked values. Your Aadhaar number is never stored.

Use the contact details on the grievance redressal page. We acknowledge every complaint and tell you who is handling it.

Membership is by invitation. Ask for yours.

GrowwTap connects verified members with funding companies and their projects.

Not a member yet? Request an invite