KYC and AML policy

Checks we perform

Individuals: mobile number, PAN, Aadhaar through DigiLocker, name match between PAN and Aadhaar, age, and bank account by a small test transfer.

Companies: PAN, registration, GST registration where present, verification of each director, and the company bank account.

When names differ

If the name on your PAN and Aadhaar differ, you choose the name to use and an administrator reviews and approves it.

Ongoing checks

We may ask you to verify again from time to time, or when your details change. New contributions are paused until that is complete.

Refusal and reporting

We may refuse or end membership where verification fails or where the law requires. We co-operate with lawful requests from authorities.